This paper suggests that MobileC-based wireless payment system to execute on GVM (General Virtual Machine) based application program download solution. The wireless payment system is composed of initialization process and transaction process. Initialization process is to download program of payment system, formal authentication certificate and personal credit information to mobile device, to save them into non-volatile memory, while another one is executed every time of transaction through mutual exchange between connection server and mobile device. Mobile device is input through users' interface and encrypts input data, to transfer to server.
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