Given the diversity of contexts, achieving the promise of microfinance in the United States will likely stem from a diversity of approaches. In developing countries, the rush to establish a unified set of "Best Practices" has come with both costs and benefits, and microfinance leaders should take care not to let premature standards dampen innovation. Von Pischke's recognition of a diversity of approaches in his catalogue of Best Practices is an important step toward expanding conversations. Microfinance can play a role in the continuing struggle to equalize opportunities in the United States, but the current record has been disappointing when viewed in the light of Third World successes.
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