By the time the year 2000 is over, American consumers and businesses will have spent many billions of dollars in ways not possible five years ago. Financial transactions conducted over the Internet, from auctioning surplus trucking capacity to ordering the latest bodice-ripper from Amazon.com®, are becoming mainstream. But there are lingering concerns for both consumers and businesses. Will transactions be secure enough? Will Web sites handle the traffic fast enough? And will businesses operating Web sites respect the privacy of the people who use them?
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